Serving clients across Pan India

India's Trusted Financial Advisory & Loan Consultancy

We structure and place finance for individuals and businesses — retail loans, business finance, working capital limits, and the rejected files other consultants return. Every case is read on its merits, matched to the right lender, and pushed to sanction.

सभी प्रकार के लोन (LOAN) एवं LAP, OD, CC Limit लिमिट (Business Finance) हेतु आज ही संपर्क करें। Dusre Bank Se Reject Hui File Bhi Hum Approved Karwa Kar Dete Hai.* *Terms & conditions applied.

No advance fee 40+ lender network Rejected files accepted

Check your eligibility

2 min

Your details stay with RDS Capital. We never sell data.

Trusted banking & NBFC partners

About RDS Capital

A consultancy built for the cases banks find difficult

RDS Capital was founded in Karnal, Haryana with a straightforward idea: most loan rejections are not credit failures, they are presentation failures. A good business gets declined because the file reached the wrong desk, the banking was read without context, or the paperwork told an incomplete story.

We sit on the borrower's side of the table. We read your financials, identify which lender's policy actually fits your profile, rebuild the file properly, and follow it through credit until it is sanctioned and disbursed.

Pan India

Cases handled across states, digitally coordinated

Success-linked

Our fee applies only after disbursement

RDS Capital office in Karnal — team at work beneath the RDS Capital brand wall

SCO-105, 3rd Floor, Mugal Canal

Karnal, Haryana — Mon to Sat, 9:30 AM to 7:00 PM

About us

Twelve years of getting files sanctioned

RDS Capital has operated from Karnal since 2014 as a loan consultancy for borrowers who need someone to argue their case rather than simply forward their paperwork. The firm is led by Banti Rana, who personally reviews every complex file that reaches the office.

Our position is straightforward: most rejections are presentation failures, not credit failures. A sound business gets declined because the file reached the wrong desk, the banking was read without context, or a sales dip went unexplained. We read the financials, identify which lender's credit policy genuinely fits the profile, rebuild the file, and follow it through credit until it is sanctioned and disbursed.

That includes the cases other consultants return — rejected applications, low CIBIL, non-filed ITR, cash-based trading income and property-backed limits. Clients get a straight answer early, including when the honest answer is that a case is not fundable yet, and exactly what to fix before it is.

Banti Rana

Founder & Principal Advisor — RDS Capital, Karnal

Speak with Banti WhatsApp the office

Why choose us

What changes when the file is built correctly

Services overview

Finance for every stage of a life and a business

Loan categories

Everything we place, at a glance

Rejected loan solutions

A rejection is a diagnosis, not a verdict

Every decline carries a reason code. Once we know the reason, we know the fix — and we know which lender reads that profile differently. Bring us the rejection letter and the last file you submitted.

Send my rejected file

Rejected file & CIBIL desk

Dusre bank se reject hui file bhi
hum approved karwa kar dete hai*

Kisi bhi bank se rejected file ho, ya sale dip aur CIBIL issue ki wajah se koi bank aapko limit na kar raha ho ya mana kar de — hum karwa denge. Property hai par paisa block hai? Apni property par OD limit banwayein aur sirf utne ka interest dein jitna aapne use kiya ho.

Rejected File Issue

Hum rejected files deal karate hai:

OD LimitCC LimitDrop Line LimitsLAPHome Loan

CIBIL Issue —

Kisi bank se rejected file ho to ho jayegi. Agar koi bank aapko sale dip ya CIBIL issue ki reason se limit nahi karta ya mana kar deta hai, to hum karwa denge.*
Property hai par paisa block hai? Apni property par OD limit banwayein aur sirf utne ka interest dein jitna aapne use kiya ho.

*Terms & conditions applied. Sanction lender ke discretion par hota hai.

Eligibility & CIBIL Issue

In sabhi cases mein hum aapki madad kar sakte hai:

Business sale dip from last many years
ITR and banking low
Non ITR — no filling
No billing income (kache ki income)
Property investment fund required

Industries we serve

Sectors we underwrite fluently

Loan process

Five steps from enquiry to disbursement

EMI calculator

Plan the repayment before you apply

Move the sliders to see your monthly instalment, total interest and total outgo. Rates shown are indicative starting rates — your final rate depends on profile, CIBIL and lender.

Slider chalayein ya values type karke edit karein / Drag or type any value

Loan amount
Interest rate (p.a.)%
Tenureyears
Monthly EMI ₹0
Principal amount₹0
Total interest₹0
Total payable₹0

Indicative only. Actual EMI depends on the sanctioned rate, processing fees and lender terms. Send this estimate to our team and we will confirm what you qualify for.

रिजेक्टेड फाइल, कम CIBIL या नॉन-ITR केस? हमसे आज ही बात करें —

+91 92154 57000

Client testimonials

What clients say after disbursement

FAQ

Questions we answer every day

Tell us the requirement.
We'll tell you if it's fundable.

A short call is enough for us to assess your case honestly — including if the answer is no.

Services

Every loan product we place, and exactly who it suits

Sixteen mainstream products plus a dedicated desk for difficult profiles. Pick the one closest to your need — we'll confirm the right structure on the call.

Special cases desk

The profiles most consultants return

These are not exceptions for us. They are the majority of what walks through the door.

Contact

Book a free consultation

Share the requirement and we'll come back within one working day with an honest read on your case, the likely lender fit, and the documents needed.

Call us+91 92154 57000 WhatsAppChat with an advisor Emailrdscapital0502@gmail.com

Office

SCO-105, 3rd Floor
Mugal Canal
Karnal, Haryana

Business hours

Mon – Sat
9:30 AM – 7:00 PM
Sunday closed

Loan enquiry form

Fields marked with an asterisk are required.

We reply within one working day.

Our lending partners

FAQ

Before you call